Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Ready for Retirement? Are you ready for retirement? Here are five words you should consider. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.